August

August financial

Finished the month in black!!

$752.31 to be exact.

Of course, that was only due to the rare occurrence of receiving a third paycheck within the calendar month, but never mind that.

 

In September looms the possibility of additional child care costs as my work schedule changes with the school year. I’ve been good about keeping grocery and home goods spending low. I don’t expect any holiday/birthday/etc spending, or any travel.

 

There could be major legal expenses though.

 

I haven’t changed my loan payments, but I will as soon as my situation gets more desperate.  I’m looking at other daycare options too.

July

July financial

 

Monthly budget for July. I’ve spent $854.64 more than I’ve earned. Holy crap.

 

A lot of this is extra childcare expenses because of babybot’s daycare closing. And the incidental expenses of having to replace stuff I lost at the beginning of the month. Like my bus pass. Modifications to my student loans haven’t gone into effect yet, and I started paying off some past medical expenses. But holy crap. I was actually making an effort this month.

 

There’s really not much I can cut. Next month transportation and childcare expenses will go back to normal, but “normal” is still too much. I made a few dollars selling old books, but that’s literally only a few dollars. I located a food bank that gives out free baby formula. I’ll start using that one of these days. I need all the “free” I can get. And I need to stop eating out. Heck, I just need to stop eating.

 

I’d love to sell some plasma, eggs, pretty much anything short of a kidney.

 

Next month will be better. It has to be.

another idea

I keep seeing adds for egg donation online. It’s something I’ve actually looked into before, but because it’s so invasive I never seriously considered it.

 

Now I actually am.

 

I’ve rented myself to medical professinals before. Usually minor things like MRIs and studys about heart rate and violent video games. I once participated in a birth control study where I took the pill and kept daily notes. None of them paid much, but a hundred bucks here and there does help.

 

I don’t want to do anything long term because of babybot. I don’t want to take any scary medications that could have unforseeable effects. But a few thousand dollars for eggs sounds fair. I sure don’t plan on using them, and although I have some ethical doubts about IVF and other reproductive technologies, I do appreciate that some parents just can’t have children any other way.

 

I’m not in a position to get a second job, but I think I could handle daily hormone injections. Maybe.

June

June financial

Monthly budget for June.
I’ve spent $620.81 more than I’ve earned. This is bad.

Next month I will have additional medical expenses and childcare expenses. My phone bill will be slightly less, since this month had the activation fees and new equipment. And I need to buy (make!?)some birthday presents for the little cousins.

I’m having a hard time figuring out what to cut. It’s usually groceries, but that won’t account for $600.

I could switch babybot from organic formula to regular, but I REALLY don’t want to, and that will account for MAYBE $50. I can switch my own diet to rice and raman, but I really hate that shit.

I might be able to refinance my student loans, but that only means more debt over more years, it won’t really solve the problem.

I’m doing more laundry by hand, but that’s only a few dollars a month. Stealing toilet paper from public restrooms is given, but it doesn’t save a whole lot either.

I haven’t been spending anything on clothing, recreation, etc. I haven’t filled my prescriptions in a while. I really don’t eat out.

Strongly considering making sock puppets or something to sell on etsy. Selling used books on amazon. Selling plasma. Entering drug trials. Prostitution. Something. I’m gonna run out of money real soon here.

My nanny earns more than I do

My daycare is closed next week so I made arrangements to borrow (sublet?) someone’s nanny while they’re on vacation. Despite the fact that I have spent more than I earned for the last six consecutive months, I actually do know a handful of people who own homes and cars and pay nannies. I only have to work three days next week, but having a nanny will cost double what I would be paying for five days of daycare. And she made it pretty clear that what I’m willing to pay her is still substantially less than her usual wages. She lives in a much better neighborhood than I do.

She’s great with the babybot though. She seems to have a natural immunity to the slobbering and flailing. I work with kids, little babies sometimes, and I like it, but I don’t think I have anywhere near the same skills she has. I can see why she costs a lot more than the daycare workers I have. So when the non-profit I work for loses it’s big grant and goes under (which, rumor has it, is an actual possibility), I might just apply for a couple of nanny jobs in nice neighborhoods. Heck, if I took babybot to work with me, I wouldn’t even need daycare and that would pretty much halve my living expenses.